Countries worldwide are confronting severe threats from organised criminals, with express kidnapping emerging as a particularly concerning form of abduction. Unlike traditional kidnappings, express kidnappings are brief, often lasting only a few hours, during which victims are coerced into withdrawing money from automated teller machines (ATMs) or transferring funds through online or mobile banking applications. The rapid nature of these crimes poses significant challenges to law enforcement and financial institutions, necessitating a proactive, technology-driven cybersecurity approach to mitigation. We examine security-centric mechanisms essential for combating express kidnapping, emphasising the critical role of financial institutions in implementing enhanced cybersecurity measures, such as advanced authentication protocols and real-time fraud detection systems. Our results underscore the necessity of multi-layered advanced security solutions that include artificial intelligence-driven transaction monitoring, biometric authentication, and geofencing to minimise financial losses and enhance victim protection. Furthermore, public awareness campaigns are vital in educating individuals about precautionary measures, such as transaction limits and emergency banking protocols, to deter potential threats. By adopting a comprehensive approach that integrates technological innovations with policy interventions and law enforcement strategies, governments and financial institutions can strengthen their defences against express kidnappings. This study highlights the urgency of collaborative efforts among cybersecurity professionals, policymakers, and financial service providers to establish a more robust and resilient security framework in response to evolving criminal tactics.